1. Agreement to Terms

By accessing and using jacki.co.nz, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use this website.

I reserve the right to modify these terms at any time. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.

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2. Use License

I grant you a limited, non-exclusive, non-transferable license to access and use this website for personal, non-commercial purposes. This license does not include the right to:

• Modify, copy, reproduce, or create derivative works from my content
• Use my materials for any commercial purpose without my written permission
• Attempt to reverse engineer, decompile, or disassemble any software or code
• Remove copyright notices, trademarks, or other proprietary markings
• Transfer or sublicense your access to another person
• Use automated systems (bots, scrapers, crawlers) to access this website
• Interfere with or disrupt the website's security or functionality

This license is revocable at any time, and I reserve the right to terminate your access immediately if you violate these terms.

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3. Services and Products

I offer professional services, workshops, handouts, educational materials, and related resources through this website. All services, products, descriptions, images, features, content, specifications, and prices are subject to change at any time without notice.

I strive to provide accurate information, but I do not warrant that all descriptions, images, or other content are complete, reliable, current, or error-free. I reserve the right to correct any errors, inaccuracies, or omissions at any time.

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4. User Accounts

To access certain features of this website, you may need to create an account. When creating an account, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your password and account credentials
• Accept responsibility for all activities that occur under your account
• Notify me immediately of any unauthorised use of your account

You agree not to:

• Use a false identity or impersonate any person or entity
• Use another user's account without permission
• Share your account credentials with others
• Use this website in any manner that could damage, disable, overburden, or impair my systems
• Attempt to gain unauthorised access to any part of this website

5. Intellectual Property Rights

All content on this website, including but not limited to text, graphics, logos, images, audio, video, software, and the compilation of all content, is my property or the property of my content suppliers and is protected by New Zealand and international copyright, trademark, patent, trade secret, and other intellectual property laws.

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You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of my content without my prior written consent, except as expressly permitted by these terms.

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6. Payment Terms

If you purchase products or services through this website:

• All prices are displayed in New Zealand Dollars (NZD) unless otherwise stated
• Prices are subject to change without notice
• Payment must be made in full at the time of purchase unless alternative arrangements are agreed upon
• I accept payment by credit card, debit card, and other methods as specified
• You agree to provide current, complete, and accurate purchase and account information
• Refunds are subject to my refund policy, which will be provided at the time of purchase or upon request
• I reserve the right to refuse or cancel any order at my sole discretion

7. Disclaimer of Warranties

This website and all content, materials, products, and services are provided on an "as is" and "as available" basis. I make no representations or warranties of any kind, express or implied, including but not limited to:

• Warranties of merchantability, fitness for a particular purpose, or non-infringement
• Warranties that this website will be uninterrupted, secure, or error-free
• Warranties regarding the accuracy, reliability, or completeness of any content
• Warranties that defects will be corrected or that this website is free of viruses or other harmful components

Some jurisdictions do not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.

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8. Limitation of Liability

To the fullest extent permitted by law, I shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

• Your use or inability to use this website
• Any unauthorised access to or use of my servers or any personal information stored therein
• Any interruption or cessation of transmission to or from this website
• Any bugs, viruses, trojan horses, or the like that may be transmitted through this website
• Any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content

My total liability to you for all claims arising from or related to your use of this website shall not exceed the amount you paid to me in the twelve months preceding the claim, or one hundred New Zealand dollars, whichever is greater.

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9. Indemnification

You agree to defend, indemnify, and hold me harmless from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with:

• Your use of this website
• Your violation of these Terms and Conditions
• Your violation of any third-party rights
• Any content you submit, post, or transmit through this website

10. Links to Third-Party Websites

This website may contain links to third-party websites, services, or resources that are not owned or controlled by me. I have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.

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You acknowledge and agree that I shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any such content, goods, or services available on or through any such third-party websites.

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11. Termination

I may terminate or suspend your access to this website immediately, without prior notice or liability, for any reason, including if you breach these Terms and Conditions.

Upon termination, your right to use this website will cease immediately. All provisions of these terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

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12. Governing Law and Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of New Zealand, without regard to its conflict of law provisions.

You agree to submit to the exclusive jurisdiction of the courts of New Zealand for the resolution of any disputes arising out of or relating to these terms or your use of this website.

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13. Severability

If any provision of these Terms and Conditions is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that these terms shall otherwise remain in full force and effect.

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14. Entire Agreement

These Terms and Conditions, together with my Privacy Policy, constitute the entire agreement between you and me regarding your use of this website and supersede all prior agreements and understandings.

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15. Contact Me

If you have any questions about these Terms and Conditions, please contact me:

Website: www.jacki.co.nz
Contact Page: www.jacki.co.nz/contact

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I will respond to your inquiry as soon as reasonably possible.